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Managerial Malpractice Claims on the Rise.
Protect Your Assets and Executives with D&O Insurance By ARA Content

Tax Information for Small Businesses.
(ARA) - The IRS publishes a lot of tax information to help small business owners and there are many ways to get it. By ARA Content

Staying Sane While Wall Street Crashes.
Everybody is riding the Wall Street Roller coaster. Even if you are not invested, the headlines scream out one word: PANIC! By David Leonhardt a.k.a. The Happy Guy

Don't Discount Offline Business Opportunities.
So many people automatically think of Internet businesses first now days. Why? Because they're relatively cheap and quick to set up. What many don't seem to realize though, is that are still some golden opportunities in the offline world too. By Kathy Burns-Millyard

Small Cards, Big Ideas: Alternative Uses for Business Cards.
Aggressive business card marketing isn't about handing your business cards out to everyone you see. The card itself must have a new use, an innovative design, or something other than the usual contact information printed on it. To make your little card stand out, try these other ideas. By Linda Elizabeth Alexander

Cultural Awareness - an HR perspective.
The use of cultural awareness training has increased rapidly in the majority of global companies over the last decade. By N.A. Johnson

Islam in the Workplace.
Suggested practice for HR personnel By Neil Payne

PR: What's the Point?.
Here’s the point: people act on their own perception of the facts before them, which leads to predictable behaviors about which something can be done. By Robert A. Kelly

Creating Great Business Correspondence.
Obtaining the skills for writing good business correpondence is important; a job seeker needs to send customised job application letters. A secretary needs to send out an official invitation letter. A purchasing assistant may need to prepare an invoice. By Colin Ong TS

When Do I Need To Hire A Business Plan Consultant.
Every new business owner knows that a business plan is critical – it is drilled into them by potential investors and every banking officer they meet. By Howard Schwartz

Five Major Ways to Save Money.
There are two main roads to improving your personal finances: increasing income, and cutting costs. By Paul Davis

How to Prepare your Mind/Body to Give Great Speeches.
Sure you have catecholamines – all speakers do. (including Sir Winston Churchill and Presidents Kennedy, Carter, and Reagan.) Those are the chemicals that make you sweat, make your heart beat fast and make your hands shake. By Sandra Schrift

An Untapped Resource For Finding Your Ideal Home Business.
The pitch "Business For Sale!" may be your key to a Profitable Home Based Business! By Chuck Huckaby

Step Back to Succeed in Decision Making.
Step Back to Succeed in Decision Making By Gary Vurnum

Investing in the Stock Market.
From the book 'The Stockopoly Plan' by the author Charles M. O'Melia By Charles M. O'Melia

Craving for Financial Freedom.
Have you ever felt trapped in a Rat Race and wished to retire quickly but rich? By Dinar P. Wiria-Atmadja

The Metamorphosis of the Successful Executive... Overcoming Professional Stagnation.
You're a bright, successful business executive making good money and managing a capable staff of accomplished professionals. You are successful beyond your wildest business school dreams. You've achieved much-yet something's missing. By Steven Bacharach, Psy.D.

Why Americans Find Predatory Lending Offensive.
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.D., Ph D. By Timothy Blake

Online Mortgages in 5 Easy Steps!.
We're all entitled to the opportunities and benefits of home ownership. But because most of us aren't loaded with cash, we must find banks and lenders to assist us with finance. By Tom Levine

Warning: Today's "Non Profit Credit Counselors" Are Yesterday's Bill Collectors!.
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy! By Chuck Huckaby

Building Business Credit.
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two different things. By Gerri Detweiler

Long Term Energy Outook.
Key Events To Watch For By Jeremy Smith

Build Your Own Board Of Experts.
The most successful entrepreneurs rely on their advisory boards to help spot new opportunities and potential pitfalls. By Pat Wiklund

Save Time When You Write.
I'm in the process of moving from one computer to another, and one of the things I really miss so far is a good keystroke macro program. By Robert F. Abbott

Articles That Sell: Use The Best Kept Secret Of The Internet To Promote Your Business For FREE!.
The power of the Internet as a marketing tool for small business owners cannot be overstated. However, developing a web site is only the first piece of this intricate puzzle. By Bonnie Jo Davis

Top 10 Things to Consider on Home Loans.
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of LoanResources. By Tom Levine

Your Organization: What Role PR?.
As a manager, does your current business, non-profit or association public relations effort concern itself primarily with radio and newspaper publicity? Or does it concentrate on a specialty area like financial communications or trade relations? Or, possibly, it deals each day with sales support By Robert A. Kelly

There's No Need to Pad Your Resume.
It seems like a good idea, harmless in fact. Your friends assure you that everybody does it and that employers rarely check resume facts. Going on blind faith and convinced the truth hasn’t been helpful so far, you seriously consider fabricating information on your resume. By Linda Matias

Loyal Customers Take Commitment.
In today’s competitive world of retail, many stores are implementing external marketing programs designed to attract new business. Unfortunately, the cost can be very high with little return on investment. By Patricia Twitchell

Protect Your ASSets in Business.
Many people are starting an online business without a thought about the danger this may pose to their personal assets. The type of protection you need depends upon the nature of your business and the amount of your personal assets. By Stephen Bucaro

Your Guide On Choosing a Credit Card To Suit You.
Reach into your wallet or purse, pull out a card, swipe, and you’re done. It is very easy to use a credit card. The problem lies in choosing a card – and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. By Wes Atkins

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused.
Help! I’ve Been Turned Down By Wes Atkins

7 Surefire Ways To Repair Bad Credit.
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure. By Wes Atkins

The Pro's and Con's Of Debt Consolidation Loans.
You are swimming in debt. You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment. Simply making the minimum payments is causing your distress and certainly not getting you out of debt. What should you do? By Wes Atkins

5 Surefire Ways To Eliminate Credit Card Debt.
Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. By Wes Atkins

Your Home - A Hidden Source Of Financing.
(NC)-Your home is more than just a place to hang your hat. In addition to being a source of pride and protection, it can be a valuable source of equity. By News Canada

Building A Stellar Business One Employee At A Time.
Top businesses that continually lead their industry clearly understand a simple fact: By John Beaton

Reducing Debt Through Lower Interest Loans.
It happens to the majority of us, credit card debt accumulates and before we quite realize it, we are carrying a debt load that is far beyond our means. When this happens, we need to take immediate positive steps to knock down the debt as quickly as possible. By Melanie Cossey

Like It Or Not, You Have A Score To Settle (Part 1).
Just when most people finish with school and can stop worrying about test scores, there’s a new kind of scoring that enters the picture. It’s called credit scoring. And, its impact on your financial future can mean more to you than a college degree. By CreditandYou.com

Like It Or Not, You Have A Score To Settle (Part 2).
In part 1, we covered the basics about credit scoring – what it is and how it is calculated. It’s time to address the critical question ... By CreditandYou.com

Are You At The Mercy Of Computer Geeks?.
Many business owners are sabotaging their business without even realizing it. They are completely out of the loop when it comes to all technology aspects of their operation such as websites, computers and software. By Melanie Mendelson

Image is Key to Your Marketing Success.
In virtually any business first impressions are lasting impressions. Most people have heard this statement for years, and yet some people completely ignore the first impression they are conveying to potential customers or clients. By Debbie Dahmen

10 Questions: Do You Have What It Takes?.
Do you have what it takes to be really successful? By John Assaraf

Introducing a Mystery Shopping Program Employees.
Often times, upper management is uncertain about the best way to present a Mystery Shopping program to their employees. The initial rollout of the Mystery Shopping/Employee Incentive Program is crucial to its success. By National Shopping Service

A Short Guide to Effective Public Speaking.
Delivering an effective presentation to 20 or to 200 people is difficult. Because listeners have better access to information since the internet became commonplace, audiences expect more content from speakers today. By Stephen D. Boyd

Be Brief!.
Centuries ago great speakers often spoke two hours and more. But today when sound bytes on television news are the norm and serious problems are solved in an hour on a television drama, audiences are most interested in speakers that get their points across in a short period of time. By Stephen D. Boyd

Tough Times Demand Resilient Leaders.
The stock market gyrates with unpredictable and heartburning results. Icons of solid companies become straw figures before balance sheets. Children are abducted from their front yards and networks of terrorists spiral throughout the world. By Eileen McDargh, CSP, CPAE

Is an ARM Right For You?.
Let’s start by taking a look at 7 key elements of an adjustable rate mortgage: By Tom Levine

PR That Entrepreneurs Often Overlook.
If that sounds like you, here’s what you may be missing once the new enterprise is launched By Robert A. Kelly

It Pays To Be An Ace.
On Jan 1st 2005 a new online payment processor and wealth-building system will be arriving on the Internet. PayAce’s CEO Pedro Dispenza kindly took time out to answer some questions about this new service. Interviewed by Bryan Small 2004 By Bryan Small

401(k) Plans.
Excerpt from the book 'The Stockopoly Plan'. by the author Charles M. O'Melia By Charles M. O'Melia

What are all those Cell Phone Accessories used for?.
Cell phone accessories would include antennas, batteries, cases, faceplates, holsters, holders, hands free kits and a few others. Antennas are to boost your signal and an additional battery may be a good precaution. A car charger could be a good alternative to an additional battery. By Mike Yeager

Are Cellular Phones Just a Fashion Accessory?.
Cellular phones are used by millions of people in the United States and around the world. They are such a great device! With a cell phone, you can talk to anyone on the planet from just about anywhere! These days, cell phones provide an incredible array of functions. By Mike Yeager

How You Can Get A Free Enhanced Listing in Yahoo With Your RSS Feed.
Last week, I cheated on my long-time lover Google, with my old boyfriend Yahoo. And ever since that day, I have considered becoming a bigamist. By Tinu Abayomi-Paul

High Protein Diets Can Have a “Bad” Impact on Your Career.
With all the excitement regarding high protein diets, one area that is often not talked about is a diet rich in protein can be a major contributor to bad breath. Actually, there are several causes of bad breath, many of which most people have given little, if any, thought to. By Scott Kiser, DDS

8 Point Checklist, Evaluating Online Vendors.
Here are 8 things to consider, when evaluating lenders online: Website Design Privacy Policy About Us Popularity Reputation Short Form Points, Fees, Terms and Rates Communication By Tom Levine

Part 1 of 5 On The Home Business Set-Up Guide.
Dear Reader, By Alvin

3 Simple Filing Guidelines.
One of the most basic ways to find papers when you need them is to retrieve them from an effective filing system. A good filing system will allow you to find what you're looking for in 10 seconds or less. By Maria Gracia

What Age Should I Start Saving For Retirement?.
Ask this question to 100 people and you will receive 100 very different answers. The fact of the matter is there is no right age to start. But don’t fret (did I just say fret?) knowledge is power! By Brian Weiss

The Worst PR Mistakes.
For a business, non-profit or association manager, they could be fatal, coming as they do in four bitter flavors. By Robert A. Kelly

Dividend Paying Stocks.
I would like to share with the reader an article printed in the financial section of U.S.A. Today on March 7, 2003 which exemplifies the awesome power of a stock dividend. By Charles M. O'Melia

Cultural Awareness - an HR perspective.
The use of cultural awareness training has increased rapidly in the majority of global companies over the last decade. By N. A Johnson

Book Summary: The E-Myth Revisited.
Ever wonder why most small businesses-- no matter how huge effort they put in their endeavor--still fail? Micheal Gerber reveals the answers in this book. By Regine P. Azurin

Why Small Businesses Fail (or Fail to Thrive).
Tammy, a skilled and gifted horticulturist, called me to discuss what she needed to know to start her own florist and landscaping business. She had been in the horticulture industry for 10 years and was incredibly skilled at working with flowers and plants – one of the best. By Karyn Greenstreet

Five Questions to Ask Yourself Before Starting a New Business.
Owning a home used to be the “American Dream.” However, this long-standing goal that so many aspired to, and ultimately reached, has been replaced with a new goal -- becoming a business owner. By Nancy Wurtzel

Effective Multi Cultural International Business Meetings.
Of the many areas in international business where cultural differences manifest is in the corporate meeting room. By Neil Payne

How to Give a Great Speech.
As a former owner of a National Speakers Bureau, I have learned from several thousand professional speakers "How to Give a Great Speech. By Sandra Schrift

Be a Storyteller, Not Just a Speaker.
Stories develop themes. The themes chosen to illustrate the possibility of stories are: By Sandra Schrift

Make Your Money Work Year-Round.
(NC)-For many Canadians, the only time they are prompted to think of their investments is during the winter months, primarily in response to RSP deadlines. By News Canada

Little Known Secret: Eliminate your Mortgage in 23 years or less!.
Wanna know a little secret? There is an ingenious method you can use, to pay off your 30 year fixed rate loan, in 23 years or less. It’s straightforward, simple, and easy to understand. By Tom Levine

The Perfect Mutual Fund.
Is the Mutual Fund you build yourself! By Charles M. O'Melia


Universal Success Secrets.
Are there any universal laws that most successful people seem to follow? Great question, huh? By Greg S. Reid

The Best Things in Life Are Rarely Things.
Have you ever noticed this to be true? By Greg S. Reid

Our Perception Determines Our Experience.
Not long ago, I traveled back east to Ohio and Chicago. While I was there, I was amazed that the friends I made along my journey seemed to have completely different observations of the state in which they lived. By Greg S. Reid

Stocks: Reduce Risk Yet Maximize Profits.
It is important to note that every smart investor wants to minimize risk while maximizing profit potential. Yet conventional investment theory tells us that in order to increase returns, you have to increase risk. By John Lux


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